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| Privacy Policy Statement
A private note to Our Members:
Our credit union is committed to making available financial
products and services that will enable you to meet your financial needs and reach your financial goals.
Protecting personal information and using it in a manner consistent with your expectations is a high priority
for everyone associated with our credit union. |
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| FACTS |
WHAT DOES Farm Bureau Family Credit Union DO WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
- Social Security number and income
- credit history and account balances
- transaction history and employment information
When you are no longer our customer, we continue to share your information as described in this
notice. |
| How? |
All financial companies need to share member's personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
member's personal information; the reasons Farm Bureau Family CU chooses to share; and
whether you can limit this sharing. |
| Reasons we can share personal information |
Does credit union share? |
Can you limit this sharing? |
For our everyday business purposes —
such
as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus |
yes |
no |
For our marketing purposes —
to offer our products and services to you |
yes |
yes |
| For joint marketing with other financial companies |
no |
no |
For our affiliates' everyday business purposes —
information
about your transactions and experiences |
yes |
no |
For our affiliates' everyday business purposes —
information
about your creditworthiness |
no |
no |
| For nonaffiliates to market to you |
no |
no |
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| Questions? |
Call 800-292-2680 or go to 7373 W Saginaw, Lansing, MI 48917 |
| Who we are |
| Who is providing this notice? |
Farm Bureau Family Credit Union |
| What we do |
| How does FBFCU protect my personal information? |
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings. |
| How does FBFCU collect my personal information? |
We collect your personal information, for example, when you
- open an account or make a wire transfer
- apply for loan or make deposits/withdrawals from your account
- We also collect your personal info. from others such as credit
bureaus, affiliates, & other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing. |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
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