FBFCU offers a variety of free account options to help you reach your goals. Open a Certificate to earn higher dividends while still receiving up to $250,000 in NCUA insurance on your funds.
Checking & Savings
- No monthly service fees
- Free It’s Me 247 Online Banking
- Free Mobile App with Remote Deposit (1)
- Free Debit/ATM card with access to over
30,000 surcharge-free ATMs nationwide
- Free Bill Pay (with checking)
- Free Mobile and Text Banking (2)
- Free eStatements, eNotices, eAlerts
- Free Overdraft Protection
- Free Direct Deposit
- Easy online check ordering (with checking)
$5 minimum balance held in primary savings (Regular Shares) to maintain membership. Open up to 9 additional secondary savings accounts under the same member number.
Checking (Share Draft) has no minimum balance requirement.
IMMA (Money Market Savings) earns higher dividends if you maintain a minimum daily balance of $2,000.
Christmas Club available to help save for the holidays. Funds are transferred automatically to your designated account on September 30th.
1. Standard data rates apply.
2. Standard messaging rates apply.
- Terms are available from six months to five years
- Minimum deposit of $500 required
- Dividends are paid monthly and can be compounded
or transferred to another account
- A penalty may be accessed for early withdrawal