FBFCU offers a variety of free account options to help you reach your goals. Open a Certificate to earn higher dividends while still receiving up to $250,000 in NCUA insurance on your funds.

Checking & Savings

  • No monthly service fees
  • Free It’sMe247 Online Banking
  • Free Mobile App with Remote Deposit (1)
  • Free Debit/ATM card with access to over
    30,000 surcharge-free ATMs nationwide
  • Free Bill Pay (with checking)
  • Free Mobile and Text Banking (2)
  • Free eStatements, eNotices, eAlerts
  • Free Overdraft Protection
  • Free Direct Deposit
  • Easy online check ordering (with checking)

$5 minimum balance held in primary savings (Regular Shares) to maintain membership. Open up to 9 additional secondary savings accounts under the same member number.

Checking (Share Draft) has no minimum balance requirement.

IMMA (Money Market Savings) earns higher dividends if you maintain a minimum daily balance of $2,000.

Christmas Club available to help save for the holidays. Funds are transferred automatically to your designated account on September 30th. 

1. Standard data rates apply.
2.
Standard messaging rates apply.


Certificates

  • Terms are available from six months to five years
  • Minimum deposit of $500 required
  • Dividends are paid monthly and can be compounded
    or transferred to another account
  • A penalty may be accessed for early withdrawal

View Rates