Savings Rates - Effective Sunday, October 1, 2023
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.05%$5$50
MONEY MARKET0.75%$2000$2000
MONEY MARKET0.85%$2000$25000
CHRISTMAS CLUB0.05% $50
SPECIAL SHARES0.05%$1$50
HEALTH SAVINGS ACCT0.15%$1$0
Certificate Rates - Effective Friday, May 24, 2024
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE4%$500
12 MONTH CERTIFICATE3.35%$500
24 MONTH CERTIFICATE3.4%$500
36 MONTH CERTIFICATE3.45%$500
48 MONTH CERTIFICATE3.5%$500
60 MONTH CERTIFICATE3.6%$500
9MO YOUTH TERM SHARE5%$50
Loan Rates - Effective Friday, May 24, 2024
Loan TypeRates as low asTerms & Information
MASTERCARD CREDIT CARD » 9.99% 36 M APR as low as 9.99% with 1% cash back monthly on purchases
HOLIDAY/VACATION LOAN » 7.99% 12 M Borrow up to $1,000 for 12 months
AUTO & MOTORCYCLE 36 MONTHS » 6.49% 36 M New/Used/Refi Auto or Motorcycle over 900cc
AUTO & MOTORCYCLE 48 MONTHS » 6.59% 48 M
AUTO & MOTORCYCLE 60 MONTHS » 6.74% 60 M
AUTO & MOTORCYCLE 72 MONTHS » 6.99% 72 M
AUTO & MOTORCYCLE 84 MONTHS » 7.24% 84 M 2022 or newer vehicle
REC VEHICLE & BOAT 60 MONTHS » 7.99% 60 M RV's, Travel Trailers, 5th Wheels, Motorhomes, & Boats
REC VEHICLE & BOAT 72 MONTHS » 8.24% 72 M
REC VEHICLE & BOAT 84 MONTHS » 8.49% 84 M
REC VEHICLE & BOAT 120 MONTHS » 8.99% 120 M
MOTORSPORT 60 MONTHS » 7.99% 60 M Under 900cc Motorcycle, ATV, Jet-Ski, Snowmobile, Tractor
MOTORSPORT 72 MONTHS » 8.24% 72 M
MOTORSPORT 84 MONTHS » 8.49% 84 M
SIGNATURE LOAN 36 MONTHS » 9.49% 36 M Personal loan and debt consolidation
SIGNATURE LOAN 60 MONTHS » 9.99% 60 M
SIGNATURE LOAN 84 MONTHS » 10.49% 84 M
HOME IMPROVEMENT 36 MONTHS » 8.49% 36 M Finance your home improvement projects with us!
HOME IMPROVEMENT 60 MONTHS » 8.99% 60 M
HOME IMPROVEMENT 84 MONTHS » 9.49% 84 M
LINE OF CREDIT » 16% 36 M Establish a line of credit up to $5,000
EARLY PAY LOAN 25% 9 M Alternative to payday lenders, contact the CU to apply
SHARE SECURED LOAN » 3.05% 60 M Secured borrowing at 3% above the savings rate

 

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
*Rates subject to change
Please contact FBFCU for further information about applicable fees and terms.