Savings Rates - Effective Wednesday, July 8, 2020
APYMinimum
Deposit		Minimum
Balance
REGULAR SHARES0.05%$5$50
MONEY MARKET0.15%$2,000$2,000
CHRISTMAS CLUB0.05% $50
SPECIAL SHARES0.05%$1$50
HEALTH SAVINGS ACCT0.15%$1$0
Certificate Rates - Effective Sunday, July 3, 2022
Certificate TermAPYMinimum Deposit
6 MONTH CD0.3%$500
12 MONTH CD0.4%$500
24 MONTH CD0.5%$500
36 MONTH CD0.75%$500
48 MONTH CD0.85%$500
60 MONTH CD1%$500
Loan Rates - Effective Sunday, July 3, 2022
Loan TypeRates as low asTerms & Information
MASTERCARD CREDIT CARD » 9.99% 36 M APR as low as 9.99% with 1% cash back monthly on purchases
AUTO & MOTORCYCLE 36 MONTHS » 2.49% 36 M A great rate on a new/used Auto or Motorcycle over 900cc
AUTO & MOTORCYCLE 48 MONTHS » 2.74% 48 M
AUTO & MOTORCYCLE 60 MONTHS » 2.99% 60 M
AUTO & MOTORCYCLE 72 MONTHS » 3.24% 72 M
AUTO & MOTORCYCLE 84 MONTHS » 3.49% 84 M 2020 or newer vehicle
REC VEHICLE & BOAT 60 MONTHS » 4.24% 60 M RV's, Travel Trailers, 5th Wheels, Motorhomes, & Boats
REC VEHICLE & BOAT 72 MONTHS » 4.74% 72 M
REC VEHICLE & BOAT 84 MONTHS » 4.99% 84 M
REC VEHICLE & BOAT 120 MONTHS » 5.24% 120 M
MOTORSPORT 60 MONTHS » 4.24% 60 M Under 900cc Motorcycle, ATV, Jet-Ski, Snowmobile, Tractor
MOTORSPORT 72 MONTHS » 4.74% 72 M
MOTORSPORT 84 MONTHS » 4.99% 84 M
SIGNATURE LOAN 36 MONTHS » 7.49% 36 M Personal loan at a low rate for up to 36 months
SIGNATURE LOAN 60 MONTHS » 7.99% 60 M
SIGNATURE LOAN 84 MONTHS » 8.49% 84 M
HOME IMPROVEMENT 36 MONTHS » 6.49% 36 M Finance your home improvement projects with us!
HOME IMPROVEMENT 60 MONTHS » 6.99% 60 M
HOME IMPROVEMENT 84 MONTHS » 7.49% 84 M
HOLIDAY LOAN » 5.99% 12 M Borrow up to $1,000 for 12 months
LINE OF CREDIT » 16% 36 M Establish a line of credit up to $5,000
EARLY PAY LOAN » 25% 9 M Lower cost alternative to payday lenders
SHARE SECURED LOAN » 3.05% 60 M Secured borrowing at 3% above the savings rate

 

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
*Rates subject to change
Please contact FBFCU for further information about applicable fees and terms.