| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| REGULAR SHARES | 0.050% | $5.00 | $50.00 |
| MONEY MARKET | 0.150% | $2,000.00 | $2,000.00 |
| CHRISTMAS CLUB | 0.050% | $0.00 | $50.00 |
| SPECIAL SHARES | 0.050% | $1.00 | $50.00 |
| HEALTH SAVINGS ACCT | 0.150% | $1.00 | $0.00 |
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH CD | 0.250% | $500.00 |
| 12 MONTH CD | 0.300% | $500.00 |
| 24 MONTH CD | 0.400% | $500.00 |
| 36 MONTH CD | 0.500% | $500.00 |
| 48 MONTH CD | 0.650% | $500.00 |
| 60 MONTH CD | 0.750% | $500.00 |
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| MASTERCARD CREDIT CARD | 9.990% | APR as low as 9.99% with 1% cash back monthly on purchases |
| HOLIDAY LOAN | 5.990% | Borrow up to $1,000 for 12 months |
| AUTO & MOTORCYCLE 36 MONTHS | 2.990% | A great rate on a new/used Auto or Motorcycle over 900cc |
| AUTO & MOTORCYCLE 48 MONTHS | 2.990% | |
| AUTO & MOTORCYCLE 60 MONTHS | 2.990% | |
| AUTO & MOTORCYCLE 72 MONTHS | 3.290% | |
| AUTO & MOTORCYCLE 84 MONTHS | 3.490% | 2019 or newer vehicle |
| REC VEHICLE & BOAT 60 MONTHS | 4.140% | RV's, Travel Trailers, 5th Wheels, Motorhomes, & Boats |
| REC VEHICLE & BOAT 72 MONTHS | 4.190% | |
| REC VEHICLE & BOAT 84 MONTHS | 4.240% | |
| REC VEHICLE & BOAT 120 MONTHS | 4.490% | |
| MOTORSPORT 60 MONTHS | 4.140% | Under 900cc Motorcycle, ATV, Jet-Ski, Snowmobile, Tractor |
| MOTORSPORT 72 MONTHS | 4.190% | |
| MOTORSPORT 84 MONTHS | 4.240% | |
| SIGNATURE LOAN 36 MONTHS | 7.490% | Personal loan at a low rate for up to 36 months |
| SIGNATURE LOAN 60 MONTHS | 7.990% | |
| SIGNATURE LOAN 84 MONTHS | 8.490% | |
| HOME IMPROVEMENT 36 MONTHS | 6.490% | Finance your home improvement projects with us! |
| HOME IMPROVEMENT 60 MONTHS | 6.990% | |
| HOME IMPROVEMENT 84 MONTHS | 7.490% | |
| LINE OF CREDIT | 16.000% | Establish a line of credit up to $5,000 |
| EARLY PAY LOAN | 25.000% | Lower cost alternative to payday lenders |
| SHARE SECURED LOAN | 3.050% | Secured borrowing at 3% above the savings rate |
*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
*Rates subject to change
Please contact FBFCU for further information about applicable fees and terms.