Effective Date: 10/1/2023

BIOMETRIC INFORMATION PRIVACY POLICY AND CONSENT
Scope and Overview
This policy outlines how FARM BUREAU FAMILY Credit Union, its vendors, and/or the
licensor of the FARM BUREAU FAMILY Credit Union’s consumer verification software
processes biometric data collected from you for identity verification and fraud
prevention purposes.

Biometric Data Defined
As used in this policy, biometric data includes “biometric identifiers” and “biometric
information”. “Biometric identifier” means a retina or iris scan, fingerprint, voiceprint,
or scan of hand or face geometry. As the term is used in this policy, the selfie
photograph you upload to the software for use in the biometric algorithm is considered
a “biometric identifier.” “Biometric information” means any information, regardless of
how it is captured, converted, stored, or shared, based on an individual’s biometric
identifier used to identify an individual.

Disclosure and Authorization Policy
To the extent that FARM BUREAU FAMILY Credit Union, its vendors, and/or the licensor
of the FARM BUREAU FAMILY Credit Union’s consumer verification software collect,
capture, or otherwise obtain biometric data relating to a consumer, FARM BUREAU
FAMILY Credit Union must first:

Inform each consumer that FARM BUREAU FAMILY Credit Union, its vendors,
and/or the licensor of the FARM BUREAU FAMILY Credit Union’s consumer
verification software are collecting, capturing, or otherwise obtaining the
employee’s biometric data, and that the FARM BUREAU FAMILY Credit Union is
providing such biometric data to its vendors and the licensor of the FARM
BUREAU FAMILY Credit Union’s consumer verification software;

Inform the consumer of the specific purpose and length of time for which the
consumer’s biometric data is being collected, stored, and used; and

Receive consent by the consumer authorizing FARM BUREAU FAMILY Credit
Union, its vendors, and/or FARM BUREAU FAMILY Credit Union’s consumer
verification software to collect, store, and use the consumer’s biometric data for
the specific purposes disclosed by the FARM BUREAU FAMILY Credit Union, and
for FARM BUREAU FAMILY Credit Union to provide such biometric data to its
vendors and the licensor of the FARM BUREAU FAMILY Credit Union’s consumer
verification software.

FARM BUREAU FAMILY Credit Union, its vendors, and/or the licensor of the
FARM BUREAU FAMILY Credit Union’s consumer verification software will not
sell, lease, trade, or otherwise profit from employees’ biometric data; provided,
however, that the FARM BUREAU FAMILY Credit Union’s vendors and the
licensor of the FARM BUREAU FAMILY Credit Union’s consumer verification
software may be paid for products or services used by FARM BUREAU FAMILY
Credit Union that utilize such biometric data.

This policy is intended to comply with all federal, state, and local laws.

Purpose for the Collection of Biometric Data
FARM BUREAU FAMILY Credit Union, its vendors, and/or the licensor of FARM BUREAU
FAMILY Credit Union’s consumer verification software collect, store, and use biometric
data solely for identity verification and fraud prevention purposes.

Disclosure
FARM BUREAU FAMILY Credit Union will not disclose or disseminate any biometric data
to anyone other than its vendors and the licensor of the FARM BUREAU FAMILY Credit
Union’s consumer verification software providing products and services using biometric
data without/unless:

First obtaining consumer consent to such disclosure or dissemination;

The disclosed data completes a financial transaction requested or authorized by
the consumer;

Disclosure is required by law or ordinance; or

Disclosure is required pursuant to a valid warrant or subpoena issued by a court
of competent jurisdiction.

Security
FARM BUREAU FAMILY Credit Union shall use a commercially reasonable standard of
care to store, transmit and protect from disclosure any biometric data collected. Such
storage, transmission, and protection from disclosure shall be performed in a manner
that is the same as or more protective than the manner in which FARM BUREAU FAMILY
Credit Union stores, transmits and protects from disclosure other confidential and
sensitive information, including personal information that can be used to uniquely
identify an individual or an individual’s account or property, such as genetic markers,
genetic testing information, account numbers, PINs, driver’s license numbers and social
security numbers.

Retention
FARM BUREAU FAMILY Credit Union shall retain consumer biometric data only until, and
shall request that its vendors and the licensor of FARM BUREAU FAMILY Credit Union’s
consumer verification software permanently destroy such data when, the first of the
following occurs:

The initial purpose for collecting or obtaining such biometric data has been
satisfied, such as verification of consumer identity;

Request of consumer to destroy the biometric data; or

Within 30 days of consumer’s provisioning of biometric data.
Contact Information
If you have any questions about our use, storage, or security of your biometric data you
can contact us at: fbfcu@michfb.com.

BIOMETRIC INFORMATION CONSUMER CONSENT
As outlined in the “Biometric Information Privacy Policy”, I understand and consent to
the collection, use, retention, storage, and/or disclosure or re-disclosure of data or
images from biometric verification technology by FARM BUREAU FAMILY Credit Union,
its vendors, and/or the licensor of the FARM BUREAU FAMILY Credit Union’s consumer
verification software. I acknowledge that I have been given a copy of the Policy, or that
the Policy has been made accessible to me, and I have had an opportunity to review it
and request any additional information concerning the FARM BUREAU FAMILY Credit
Union’s procedures and safeguards for collecting, maintaining, using, disclosing, sharing,
storing, and/or destroying this data.